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Alabama Becomes 21st State to Enact a Comprehensive Consumer Data Privacy Law

Alabama Gov. Kay Ivey signed into law House Bill 351 on April 16, making Alabama the 21st state to enact a comprehensive consumer data privacy law following California, Virginia, Colorado, Utah, Connecticut, Iowa, Indiana, Tennessee, Montana, Texas, Oregon, Delaware, New Jersey, New Hampshire, Kentucky, Nebraska, Maryland, Minnesota, Rhode Island, and Oklahoma.  The Act will go into effect May 1, 2027.

Oklahoma Becomes 20th State to Enact a Comprehensive Consumer Data Privacy Law

Oklahoma Gov. Kevin Stitt signed into law Senate Bill 546 on March 20, making Oklahoma the 20th state to enact a comprehensive consumer data privacy law following California, Virginia, Colorado, Utah, Connecticut, Iowa, Indiana, Tennessee, Montana, Texas, Oregon, Delaware, New Jersey, New Hampshire, Kentucky, Nebraska, Maryland, Minnesota, and Rhode Island.  The Act will go into effect Jan. 1, 2027.

New York Bill Would Create a ‘No Injury Needed’ Consumer Protection Law, Learn More at NYC Bar’s Consumer Financial Law Institute on May 5

New York’s standalone consumer protection statute, General Business Law § 349, may get a makeover. And if this proposal from New York’s Attorney General becomes law, it will be quite easy and economically beneficial for consumers and consumer advocacy groups to initiate litigation over any aspect of consumer-facing business activity.

California Expands Rosenthal Act to Cover ‘Small Business’ Debt Collection

California Gov. Gavin Newsom recently signed SB 1286 amending the Rosenthal Fair Debt Collection Practices Act’s coverage to certain commercial debt. Prior to this amendment, the RFDCPA’s restrictions applied only to certain debt collectors and creditors collecting consumer debt. The amendments are effective Jan. 1, 2025.

6th Cir. Holds EFTA Does Not Provide Indemnification or Contribution Right for Financial Institutions

The U.S. Court of Appeals for the Sixth Circuit recently upheld the dismissal of a financial institution's putative class action lawsuit against a cellular service provider arising from a "SIM swap" scam, holding that the financial institution had no claim for indemnification or contribution under the EFTA or state law.