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Posts tagged as “1692g”

FTC, CFPB to Co-Host Roundtable on Data Integrity in Debt Collection

I will be attending a joint FTC-CFPB roundtable on data integrity in debt collection on June 6, at the FTC’s Satellite Building Conference Center in Washington, D.C. Consumer advocates, industry experts, regulators and more will attend the roundtable to discuss what information is available to collectors and how it is being used in the debt collection process. Panelists will also examine the verification of disputed debts under the FDCPA and FCRA; debt collection litigation and time-barred debts.

Section 1692g Written Dispute that also Contains a Cease and Desist Does Not Prohibit a Debt Collector From Sending Verification

Sending verification in response to a consumer’s written demand for verification under 15 U.S.C. § 1692g, which also contains a cease and desist demand, does not violate § 1692c under a holding from the Western District of New York in Marino v. HoganWillig, PLLC, 11-cv-453 (W.D. NY April 24, 2012). The Court refused to read § 1692c(c) to prohibit sending a consumer § 1692g(b) validation because it would place a debt collector “into a frozen state where it could not seek to collect the debt because compliance with Section 1692g(b) would violate Section 1692c(c).” The court cited the unpublished opinion in Recker…